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HUD FHA Insured Mortgages

FHA 221(d)(4) - Multifamily New Construction or Substantial Rehabilitation

FHA 223(f) - Multifamily Purchase or Refinance

FHA 223(a)(7) - Refinancing of an Existing FHA Multifamily or Healthcare Loan

FHA 232 - Healthcare New Construction and Substantial Rehabilitation

FHA 232 Healthcare Acquisition and Refinance

FHA 241(a) - Supplemental Financing

FHA 242 - Hospital Financing

HUD FHA 207 - Manufactured Housing

FHA Insured Multifamily Accelerated Processing - MAP Lender Overview

Information needed for HUD FHA Preliminary Loan Analysis

HUD FHA LEAN Processing for Healthcare Properties - Section 232

 

Home  >  Apartment Loan Center  >  HUD FHA Overview  >  FHA 223(f) Multifamily Mortgages

 

HUD FHA 223(f) Apartment Loans - Refinance or Purchase

CommercialBanc provides HUD FHA insured apartment mortgages under FHA Section 223(f) for the acquisition or refinancing of apartment and multifamily housing properties.

HUD FHA apartment loans are a great financing option for borrowers looking for maximum leverage and longer fixed rates and terms. FHA insured mortgages are non-recourse with no market - economic or population - restrictions.
The HUD FHA 223(f) is a market rate apartment program. There are no tenant income restrictions or requirements, unless otherwise required by a project based HAP contract or individual tenant based voucher program.
CommercialBanc is a correspondent of the Multifamily Accelerated Processing (MAP) program. MAP Lenders are able to expedite the underwriting, processing and closing of your HUD FHA insured apartment loan.
Why Choose a 223(f) Apartment Loan - Advantages
  • 80% LTV for refinances
  • 83% LTV for purchases
  • 83% LTC for purchases
  • 35 year amortization
  • 35 year fixed rates
  • Minimum DSCR of 1.20
  • Up to 7.5% seller seconds
  • Secondary financing permitted
  • Non-recourse
  • FHA apartment mortgages are assumable
  • No minimum population requirements
  • No minimum net worth requirements
  • No yield maint. or defeasance prepay
  • Funds for repairs and improvements
  • Supplemental financing available
  • Eliminate interest rate risk
  • Disadvantages of the 223(f) Program
  • Longer processing times - 120 days at a minimum (6-9 months is typical)
  • Higher fees - HUD and FHA fees add to the overall cost of the loan
  • Mortgage Insurance Premiums (MIP) - Initial and annual premiums nMortagagemortgagelender Mortgage Mortgage Lender Mortgage Mortgage Lender L L Mortgage Mortgage Lender Lender Szh Liens Mortgage Mortgage Lender FHA 223(f) Apartment Loans - HUD Apartment Loans - Insured Mortgages - Purchase Refinancez t Mortgage Mortgage Lender Mortgage Mortgage Lender Mortgage Mortgage Lender sMortagagemortgagelender Mortgage Mortgage Lender Mortgage Mortgage Lender L L Mortgage Mortgage Lender Lender Szh Liens Mortgage Mortgage Lender FHA 223(f) Apartment Loans - HUD Apartment Loans - Insured Mortgages - Purchase Refinanced Mortgage Mortgage Lender